Drone Insurance Guide — How to Get Liability & Hull Insurance

Drone Insurance Guide — How to Get Liability & Hull Insurance

In this video, we explain whether or not you need to buy drone insurance, the difference between liability, hull, and other types of insurance, and how much drone insurance costs.

⚖️ Here’s a link to our drone insurance guide: https://uavcoach.com/drone-insurance-guide

🎬 Jump to Section
0:00​ B-Roll Footage & Introduction
0:30 Do I need to buy drone insurance?
1:57 Is drone insurance required by law?
2:56 What are the different types of drone insurance?
4:40 A look at DJI’s insurance policies
6:30 Payload (and other types of) insurance
7:30 How much does drone insurance cost?

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16 Comments

  1. Lucas Brunelle on May 18, 2022 at 6:37 pm

    I need to ask you a pvt question about filming in Syria

  2. Tanoaproductionsfiji on May 18, 2022 at 6:52 pm

    Fantastic Job Bras, editing, content and overall freshness. Top level man, Thank you!

  3. Doug Cooper on May 18, 2022 at 6:58 pm

    Greg,
    Excellent Video and Excellent Information!! Thank You!

  4. M Elwood on May 18, 2022 at 6:59 pm

    I got an Air 2s. Car/house/property insured by the same major nationwide provider. Called them about insuring the 2s for rec use. Cost is about a dollar a month for damage coverage (to the drone, like if I hit a tree or whatever), loss (flyaway, etc) or theft. If I damage someone else’s property (crash into a car) or injure someone else, the claim for that is done through my home’s policy to cover their damages then my drone policy kicks in to cover the damages drone. My insurance agent insured it like a camera. A buck a month is pretty darn cheap compared to other providers and services. Of course this is rec use and not 107 use.

  5. HuthPhoto on May 18, 2022 at 6:59 pm

    SkyWatch has a system where you can upload flight logs & get discounts for your experience/safe flying. It was pretty easy and a nice discount for our team.
    Another note to pro photographers — we often think our normal liability policy will work when adding a drone service, but drones are VERY often excluded from your policy… so these drone specific policies (or a drone rider from your photo insurer) really are needed.
    Thanks for the video!

  6. theresa alani on May 18, 2022 at 7:00 pm

    So maybe we should start a Drone Insurance company!!!

  7. Sniper on May 18, 2022 at 7:02 pm

    Liability insurance is cheap

  8. mark sperring on May 18, 2022 at 7:04 pm

    Very informative thank you.

  9. T. K. on May 18, 2022 at 7:06 pm

    Any suggestions for international short term coverage for hobbyists? I’m traveling to the EU and they require insurance for everyone no matter purpose or size of the drone.

  10. Admiral Pike on May 18, 2022 at 7:09 pm

    I don’t usually comment like this. But just wanted to say that your content is great. Thank for sharing.

  11. Holger Lersch on May 18, 2022 at 7:11 pm

    Very good Video! I was researching for a way to get a drone insurance to visit Europe – over there, you’ll need insurance by law since January 2021. Even as a recreational pilot. And none of the pay-by-flight ones seems to have coverage outside of the us.
    But this flock-thing you showed here looks promising! Do you have a partner-code that I can use if I get a plan?

  12. Aerial Northwest on May 18, 2022 at 7:21 pm

    Thanks Greg! 🙂 T

  13. Darkpaw TheWolf on May 18, 2022 at 7:22 pm

    This whole subject is so complicated (unnecessarily, I may add). Here in Canada, and I’m reasonably sure this is the same in the US, your liability and hull insurance only cover YOU, personally, and the aircraft. If you have a registered small business (not just personal use on YouTube), keep in mind that if something goes wrong, the person (company, or entity) that you damage may sue not just you but also your company. In that case, you need "Commercial General Liability" (CGL). This is not the same as as personal/drone liability, as it is insured on your small business instead of yourself. I literally just went through this, while trying to get permission to film in a provincial park in Canada. You need both – insurance on the drone and yourself (required by Transport Canada, and the FAA in the US, if flying commercially), but you also need it on your business or your business itself could be sued.

  14. Adrenaline Films on May 18, 2022 at 7:31 pm

    The link for all the insurance list is not working

  15. Psyberius Black on May 18, 2022 at 7:32 pm

    Just curious. But why would a drone operator require $1M never mind $10M in coverage? Unless loaded with some serious explosives, how could any drone cause that much damage??

  16. LAG on May 18, 2022 at 7:36 pm

    You only suggested dji care for yearly insurance. Any third party?

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