Drone Insurance Guide — How to Get Liability & Hull Insurance
Drone Insurance Guide — How to Get Liability & Hull Insurance
In this video, we explain whether or not you need to buy drone insurance, the difference between liability, hull, and other types of insurance, and how much drone insurance costs.
⚖️ Here’s a link to our drone insurance guide: https://uavcoach.com/drone-insurance-guide
🎬 Jump to Section
0:00 B-Roll Footage & Introduction
0:30 Do I need to buy drone insurance?
1:57 Is drone insurance required by law?
2:56 What are the different types of drone insurance?
4:40 A look at DJI’s insurance policies
6:30 Payload (and other types of) insurance
7:30 How much does drone insurance cost?
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I need to ask you a pvt question about filming in Syria
Fantastic Job Bras, editing, content and overall freshness. Top level man, Thank you!
Greg,
Excellent Video and Excellent Information!! Thank You!
I got an Air 2s. Car/house/property insured by the same major nationwide provider. Called them about insuring the 2s for rec use. Cost is about a dollar a month for damage coverage (to the drone, like if I hit a tree or whatever), loss (flyaway, etc) or theft. If I damage someone else’s property (crash into a car) or injure someone else, the claim for that is done through my home’s policy to cover their damages then my drone policy kicks in to cover the damages drone. My insurance agent insured it like a camera. A buck a month is pretty darn cheap compared to other providers and services. Of course this is rec use and not 107 use.
SkyWatch has a system where you can upload flight logs & get discounts for your experience/safe flying. It was pretty easy and a nice discount for our team.
Another note to pro photographers — we often think our normal liability policy will work when adding a drone service, but drones are VERY often excluded from your policy… so these drone specific policies (or a drone rider from your photo insurer) really are needed.
Thanks for the video!
So maybe we should start a Drone Insurance company!!!
Liability insurance is cheap
Very informative thank you.
Any suggestions for international short term coverage for hobbyists? I’m traveling to the EU and they require insurance for everyone no matter purpose or size of the drone.
I don’t usually comment like this. But just wanted to say that your content is great. Thank for sharing.
Very good Video! I was researching for a way to get a drone insurance to visit Europe – over there, you’ll need insurance by law since January 2021. Even as a recreational pilot. And none of the pay-by-flight ones seems to have coverage outside of the us.
But this flock-thing you showed here looks promising! Do you have a partner-code that I can use if I get a plan?
Thanks Greg! 🙂 T
This whole subject is so complicated (unnecessarily, I may add). Here in Canada, and I’m reasonably sure this is the same in the US, your liability and hull insurance only cover YOU, personally, and the aircraft. If you have a registered small business (not just personal use on YouTube), keep in mind that if something goes wrong, the person (company, or entity) that you damage may sue not just you but also your company. In that case, you need "Commercial General Liability" (CGL). This is not the same as as personal/drone liability, as it is insured on your small business instead of yourself. I literally just went through this, while trying to get permission to film in a provincial park in Canada. You need both – insurance on the drone and yourself (required by Transport Canada, and the FAA in the US, if flying commercially), but you also need it on your business or your business itself could be sued.
The link for all the insurance list is not working
Just curious. But why would a drone operator require $1M never mind $10M in coverage? Unless loaded with some serious explosives, how could any drone cause that much damage??
You only suggested dji care for yearly insurance. Any third party?